Household income is the total amount of money earned by every member of a single household. Sources of household income include wages, salaries, investment returns, retirement accounts, and welfare payments.

You will need to have permission from the landlord/owner of the property. Please be advised that you will need to prove this at a later stage of the application.

This is the application form that Merchant West requires in order to review your financing application. Please complete the entire application. You will be asked to upload the document at a later stage in this financing application.

This is the document you downloaded earlier on in the application. Please make sure it is complete and upload it here.

To expedite your application, please upload the following files (optional):

Merchant West will want to see these documents to verify your identity. If you would like to save some time, upload them here and we can send it onto them for you.

*Please also note that if you are unable to upload any of the documents or if they are not applicable you can continue with this application.

If your business is less than 1 years old you can still proceed with your application, however Merchant West may contact you regarding this information if necessary.

Management accounts are financial reports produced for the business owners and managers. These typically include your profit & loss account, your statement of financial position (balance sheet), and your cash flow statement.

This is indication of what your average electricity bill / amount of prepaid electricity you buy per month. If you are completely unsure, the average household spends between R1700 – R3000 on electricity per month.